Does Auto Insurance Cover Cracked Or Damaged Windshields?

Having automobile insurance not only protects from financial losses as a result of accidents, but it also offers coverage for a variety of other potential issues. One of the most common problems associated with automobiles is a cracked or damaged windshield. Having the right type of insurance allows you to repair or replace the glass either completely or for a reduced amount.

Windshield Repairs And Replacements

If there is damage to the windshield, it may be repairable. If there is a small hole or a chip in the windshield, most insurance companies will pay to have it repaired if the policy owner has comprehensive coverage.  If the automobile owner had liability only, they would not be covered. If the damage to the windshield is larger than a dollar bill, it will have to be replaced rather than repaired.

Comprehensive Coverage

Having comprehensive coverage protects automobile owners from a variety of issues such as theft, storm damage, and even damaged windshields. It is required for vehicles that are financed and should be kept for any vehicle that is under ten years old or has a higher value. Selecting the right amount of coverage is the key to protecting the vehicle. Consult a reputable insurance agency to find out what type of coverage works for your needs. Centennial State Insurance Agency serves the residents in and around the Bailey, CO area. They can help you get the coverage you need.

Don’t leave your vehicle unprotected from damage and other serious threats. Learn more about comprehensive coverage for residents in and around the Bailey, CO area by contacting Centennial State Insurance Agency. Call or stop by today to get the answers to your questions and to get a quote.