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Welcome to Centennial State Insurance Agency | Your Mountain Specialist Serving Colorado


When it comes to insurance agents, not all of them are the same. It is not only important to choose the correct one for you and your situation but to choose an independent agent that offers you an array of insurance choices.

The Centennial State Insurance Agency has many skilled, experienced, and trustworthy independent insurance agents available at all of our offices, serving the Bailey, Conifer, Salida, Buena Vista, and Flagstaff areas throughout the states of Colorado and Arizona.

At Centennial State Insurance Agency in Bailey, CO, we consult with you to determine what your needs and preferences are to create the very best insurance policies for you and your family or business. Our agents work hard to find the best prices, service, and coverage for you.

There are many reasons to choose an agent from one of our offices, including the fact that our agents will go to bat for you when you need to file a claim and are not dedicated to any particular company. This means you can continue using our agency when your insurance policies and needs change over time.

They say that word of mouth is the best form of advertising and our agents believe that to be true which is the reason we are completely committed to making sure our customers are satisfied and keeping them that way.

Our agents at the Centennial State Insurance Agency in Bailey, CO, are licensed, professional, and experts in their field. We can assist you with all of your insurance needs. Contact our Colorado or Arizona based offices to get started with a quote.


What Some of Our Happy Clients Say:

You have always been involved with the community and that means a lot to me. With insurance the range of policies you have to offer is great and the rates are fair.

William B., customer since 2019

Solid company with discounts available for multiple insurance products.

Thomas C., customer since 2019

Very fast and knowledgeable service. Five stars!

Eric F., customer since 2012

Knowing the best options, and figuring out which direction to take as far as property insurance, is a vital part of this company. Thanks

Eric W., customer since 2020

A company with integrity.

John E., customer since 2019

We are quite pleased with Centennial State, and Savannah has always reviewed our policies and advised on coverages we might need. I have referred this company many times and will continue to do so.

Jesse S., customer since 2013

Lyndsay's effort in preparing the policy and approach in presenting it made the whole process streamline and hassle free. Much appreciated!

Customer since 2019

I was able to save $1,200 per year on my combined home and auto policy, which included better coverage as well. The quote was quick, detailed and informative. I am also impressed with the new insurance carrier which carries an A+ best rating and has been around for a very long time. It is also nice to give my business to a local agent, who is professional and helpful.

Brenda S., customer since 2019

It is a pleasure to do business with you folks. You are responsive and courteous. I always feel like you have the time for any questions I might have. You don't feel like you are just a number.

Jim S., customer since 2019

I needed a home insurance quote quickly for a loan I was working on. It was quick, easy and affordable. Never had to do this before, they made it easy, customer service was excellent.

Klaus U., customer since 2019

The specialist assuring me was kind, helped me understand what was needed to be done and bent over backwards to meet the mortgage banker timelines.

Customer since 2019

Our experience with Centennial State was very positive. They were always professional and polite when we spoke with them. When we did have a claim, they were prompt in responding and kept us informed throughout the process. I would recommend them to anyone who is looking for good property insurance.

Max C., customer since 2019

First of all, we regularly recommend Safeco to all who are looking for insurance, no matter what kind. Second of all, not only are we getting a great deal but you found and corrected mistakes and saved us a ton of money! We have only had good experiences with you and don't plan on getting any other insurance company!

Customer since 2017

Everything. You are prompt with quotes get me the best deal and keep in touch with me so I am not just a number to you.

Robin B., customer since 2016

Great Quotes, Excellent Service, and Very Friendly Staff.. all the best!

Sharon B., customer since 2017

Quick response to any and all questions, highly competitive rates!

Eric F., customer since 2012

Lyndsay took the time to go over the coverages on all of our vehicles with me which ended up saving us money. She also researched better/less expensive coverage for our boat. It was a lot of work for her and we really appreciated it!

John S., customer since 2019

Prompt in responding You have kept in good communication with us You have been courteous and professional in all our interactions

Max C., customer since 2019

Lyndsay Churchill has been taking care of our insurance needs for years. I am more than satisfied with our dealings. More than competent with a friendly hometown touch. Mark &Melinda H. Thanks to all.

Mark H., customer since 2017

Every time I've inquired about an issue I received a quick response and my questions were answered thoroughly with professionalism.

Christopher D., customer since 2010

Savannah saved us a ton of money, and was even able to get us a huge refund from a miscalculation! She got us the extra coverage we were looking for with the umbrella insurance! We have recommended this insurance to just about everyone we know!

Customer since 2017

One of the most helpful things that we experienced was the thorough research that you did when finding a vendor to insure our "off-the-grid" property. In addition all of our questions are answered promptly and communications are always treated with importance.

Customer since 2016

Lyndsay is always a great help and she is very quick in response! Very Happy with her and the company!

Customer since 2018

Helpful and courteous. Who could ask for more.

John O., customer since 2020

Savannah helped us navigate through moving multiple policies over to their office, It was seamless and every detail attended to!

Customer since 2013

Everyone at Centennial is always very helpful

Michele B., customer since 2016

Always available to answer any questions in a timely manner.

Customer since 2016

We use Centennial State Insurance for our home and all of our auto policies. They are WONDERFUL, they always get back to us immediately with any questions we may have. They walked us through the process on a recent hail claim and even go to bat for us when insurance isn't handling things as good as they should. We are able to reach someone even in off hours to get things taken care of and they saved us a ton of money switching from out old policies. Our family will work with their family-owned business on anything possible, they are great.

Tiffany C., customer since 2019

Very friendly, quick service when we shopping our homeowners policy.

Doug W., customer since 2019

For this very reason right here, You're attentive and care about your clients.

Customer since 2019

You were very quick to respond to our needs and exceeded our expectations in both service and the advice you offered on changes to our policy. I have already recommended you to friends living here in the mountains.

Customer since 2018