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Home Insurance

Centennial State Insurance Agency is your mountain expert, located in Bailey and serving Conifer, Pine, Jefferson, and Fairplay, along with the Denver front range. We pride ourselves in understanding the unique requirements in obtaining and keeping home owners insurance in the mountains. We work with the top independent companies that have developed wildfire guidelines and we can find replacement cost coverage for just about everyone that comes to us. We regularly check with local home builders in the Bailey, Conifer, Pine and Fairplay area to make sure we are using the correct cost per square foot to rebuild your home.

Our agents can help you determine how much coverage you need and if you need special additions to your policy for collectibles or other unique items. Another coverage option is for other structures. This should take care of garages, fences, guest cottages, and tool sheds. When searching for homeowner’s insurance coverage, speak with our independent insurance agents with Centennial State Insurance Agency to find the best rate in the area.

Bailey, Conifer, Pine and Fairplay are also home to many secondary homes that have different insurance needs and requirements, which we can also help with as your mountain home expert team.