Looking for Motorcycle Insurance in Colorado?
Your motorcycle was likely a big investment, and you want to make sure you can properly enjoy it with a peace of mind knowing you and your bike are covered. If you ride a motorcycle, chances are Centennial State Insurance Agency covers what you ride. We are your go-to agency to provide the best motorcycle insurance Denver has to offer. We cover a full spectrum of motorcycles from:
- Street cycles
- Harley Davidsons
- Trike conversions
- Classic bikes
- Touring bikes
- Dirt bikes
The cost of motorcycle insurance can vary depending on your age, location, type of bike, accident history, traffic offences, and frequency of use, just to name a few. It generally tends to be less expensive than car insurance, but it once again depends on what your bike is worth versus your car. Regardless of cost, you will want to make sure your motorcycle is insured separately than your vehicle.
Why You Need Motorcycle Insurance
Motorcycle insurance works very much like auto insurance in that it provides you with many of the same coverages. However, because the risk of injury is higher, motorcycle insurance should be treated equally, if not more, as important as regular auto insurance.
A few critical things motorcycle insurance covers includes medical bill coverage for injuries, liability protection in the event you injure someone else, damages to bike, damages to other vehicles from a collision, and total loss coverage.
Colorado does require motorcycle liability insurance, but it doesn’t mean you have to stop at the minimum requirement. If you are someone who relies on your bike as your main source of transportation, or you own a motorcycle worth more than $5,000, you may want to look into a more robust policy.