Protect What Matters Most with Term Life Insurance-
At Centennial State Insurance, we make it easy to protect your loved ones with simple, affordable term life insurance. Whether you're planning for the future, starting a family, or just want peace of mind, term life coverage offers reliable financial protection — without the complicated process.
Are You Married? Have A House? Have Children or Others Who Depend On You? You Need Life Insurance. We Can Help.
Term Life Insurance
Whole Life Insurance
Don't Put Your Family At Risk For Something So Easy & Affordable -
Just knowing your family is protected can reduce anxiety, especially if you’re the primary provider. It’s one less “what if” to worry about — and a powerful step toward long-term security.
How much coverage do I need?
A common rule of thumb is 10–15 times your annual income. But it depends on your family’s needs, debts, mortgage, future expenses (like college), and your long-term goals. We’ll help you find the right amount.
Is term life better than whole life?
Term life is usually more affordable and easier to understand. It’s a great fit if you need high coverage for a specific time — like while raising a family or paying off a mortgage. Whole life lasts your entire lifetime and builds cash value, but comes with a higher premium.
Can I get coverage if I have health issues?
Possibly! We work with multiple carriers, some of which specialize in covering people with pre-existing conditions. Let us shop around and help find a policy that works for you.