Colorado insureds have seen their auto insurance rates increase significantly over the last 3 years and unfortunately, we are going to see it for at least the next 2 to 3 years. What are the main reasons behind these rate…
Preparing for a Wildfire Last week we talked about some things you can do long before the danger of wildfire hits your area. This week we have some tips for preparing for a potential evacuation and what to do after…
Many business owners, or potential business owners, are not clear on whether or not their commercial insurance covers them against liability if a visitor to the business is injured. Knowing what your insurance covers is the best way to protect yourself against…
Many small business owners today face the challenge of protecting their company against cybercriminals. By making cybersecurity a priority, businesses reduce the risk of being victims of cyber-attacks. Bailey, CO business owners can also consult with Centennial State Insurance Agency…
Most people don’t think to update their insurance policies, even if they’ve remodeled their home or added an expensive stereo system to their car. However, Centennial State Insurance Agency in Bailey, CO can tell you that commercial insurance is a…
Cyber breaches to large companies like Equifax and HBO or ransomware attacks like WannaCry and Petya have been in the news a lot recently. Cyber threats are a growing industry, and hundreds of thousands of dollars are spent every year…
What is Uninsured/Underinsured Motorist Coverage? Uninsured motorist insurance covers medical injuries to you and the people in your car if you are struck by someone who does not have insurance. The second part of the coverage “Underinsured” comes in to…
When owning a business it is vitally important to make sure both your company and your employees are well covered and protected. One type of insurance that is often overlooked is commercial insurance. If you have anyone in your company that must…